:root {
  --navy: #0c2c4e;
  --ink: #1a3146;
  --muted: #5b7083;
  --blue: #1d6fbf;
  --blue-deep: #155a9c;
  --sky: #e7f3fb;
  --paper: #f5f9fc;
  --line: #d4e3ef;
  --white: #ffffff;
  --clay: #8a3d2f;
  --serif: "Iowan Old Style", Palatino, "Palatino Linotype", "Times New Roman", serif;
  --sans: "Avenir Next", "Segoe UI", "Helvetica Neue", Arial, sans-serif;
  --wrap: 1120px;
  --shadow: 0 10px 30px rgba(12, 44, 78, 0.06);
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: var(--sans);
  font-size: 17px;
  line-height: 1.65;
}

img { max-width: 100%; height: auto; }

a { color: var(--blue); text-decoration-thickness: 1px; text-underline-offset: 3px; }

a:hover { color: var(--blue-deep); }

h1, h2, h3 {
  font-family: var(--serif);
  color: var(--navy);
  line-height: 1.2;
  font-weight: 600;
  margin: 0 0 12px;
}

h1 { font-size: clamp(2.1rem, 4vw, 3.4rem); letter-spacing: -0.02em; }

h2 { font-size: clamp(1.45rem, 2.4vw, 2rem); }

h3 { font-size: 1.15rem; }

p { margin: 0 0 12px; }

ul, ol { margin: 0 0 12px; padding-left: 1.2rem; }

li + li { margin-top: 6px; }

.skip {
  position: absolute;
  left: 12px;
  top: -48px;
  background: var(--white);
  color: var(--navy);
  padding: 8px 12px;
  z-index: 40;
}

.skip:focus { top: 12px; }

.wrap { width: min(var(--wrap), calc(100% - 32px)); margin: 0 auto; }

.sr {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  border: 0;
}

.topbar {
  background: var(--navy);
  color: #d7e6f4;
  font-size: 0.92rem;
}

.topbar a { color: #ffffff; text-decoration: none; }

.topbar a:hover { text-decoration: underline; }

.topbar-inner {
  display: flex;
  justify-content: space-between;
  gap: 10px 24px;
  flex-wrap: wrap;
  padding: 8px 0;
}

.topbar p { margin: 0; }

.site-head {
  position: sticky;
  top: 0;
  z-index: 40;
  background: rgba(255, 255, 255, 0.96);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(8px);
}

.head-inner {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 74px;
  gap: 16px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: var(--navy);
  text-decoration: none;
  font-family: var(--serif);
  font-size: 1.55rem;
  letter-spacing: -0.02em;
}

.brand svg { width: 36px; height: 36px; color: var(--blue); }

.toggle {
  display: none;
  width: 46px;
  height: 46px;
  border: 1px solid var(--line);
  background: var(--white);
  border-radius: 8px;
  padding: 0;
  cursor: pointer;
}

.bars {
  display: grid;
  gap: 5px;
  width: 20px;
  margin: 0 auto;
}

.bars span {
  display: block;
  height: 2px;
  background: var(--navy);
  border-radius: 2px;
  transition: transform 0.2s ease;
}

.toggle[aria-expanded="true"] .bars span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.toggle[aria-expanded="true"] .bars span:nth-child(2) { opacity: 0; }
.toggle[aria-expanded="true"] .bars span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.nav ul {
  display: flex;
  flex-wrap: wrap;
  gap: 6px 4px;
  list-style: none;
  margin: 0;
  padding: 0;
  justify-content: flex-end;
}

.nav a {
  display: inline-block;
  color: var(--navy);
  text-decoration: none;
  padding: 8px 10px;
  border-radius: 999px;
  font-size: 0.95rem;
}

.nav a:hover,
.nav a.is-on {
  background: var(--sky);
  color: var(--blue-deep);
}

.hero { padding: 42px 0 20px; }

.hero-grid,
.split {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 36px;
  align-items: center;
}

.kicker {
  color: var(--blue);
  font-size: 0.82rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  margin-bottom: 10px;
  font-weight: 700;
}

.lede { font-size: 1.12rem; color: var(--ink); }

.crumbs { margin: 0 0 14px; color: var(--muted); font-size: 0.92rem; }

.crumbs a { color: var(--muted); }

.frame {
  margin: 0;
  background: var(--sky);
  border: 1px solid var(--line);
  border-radius: 14px;
  overflow: hidden;
  box-shadow: var(--shadow);
}

.frame img {
  display: block;
  width: 100%;
  aspect-ratio: 3 / 2;
  object-fit: cover;
}

.frame figcaption {
  padding: 10px 14px 12px;
  color: var(--muted);
  font-size: 0.88rem;
}

.block { padding: 28px 0; }

.block-alt { background: var(--paper); }

.block-head { max-width: 720px; margin-bottom: 18px; }

.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}

.cards.four { grid-template-columns: repeat(4, 1fr); }

.cards.two { grid-template-columns: repeat(2, 1fr); }

.card {
  background: var(--white);
  border: 1px solid var(--line);
  border-top: 3px solid var(--blue);
  border-radius: 12px;
  padding: 18px 18px 8px;
  box-shadow: var(--shadow);
}

.icon {
  width: 28px;
  height: 28px;
  color: var(--blue);
  display: block;
  margin-bottom: 8px;
}

.steps {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 12px;
  counter-reset: step;
  list-style: none;
  padding: 0;
}

.steps li {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 14px;
  margin: 0;
}

.steps li::before {
  counter-increment: step;
  content: counter(step);
  display: block;
  font-family: var(--serif);
  color: var(--blue);
  font-size: 1.4rem;
  margin-bottom: 6px;
}

.band {
  background: var(--navy);
  color: #e7eef5;
  border-radius: 16px;
  padding: 28px;
}

.band h2,
.band h3 { color: #ffffff; }

.band a { color: #b9dcff; }

.table-wrap { overflow-x: auto; border: 1px solid var(--line); border-radius: 12px; background: var(--white); }

table { width: 100%; border-collapse: collapse; min-width: 560px; }

th, td { text-align: left; padding: 12px 14px; border-bottom: 1px solid var(--line); vertical-align: top; }

th { background: var(--sky); color: var(--navy); font-weight: 700; }

tr:last-child td { border-bottom: 0; }

.qa { display: grid; gap: 10px; }

details {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 12px 16px;
}

summary { cursor: pointer; color: var(--navy); font-weight: 700; }

summary:hover { color: var(--blue-deep); }

details p:last-child { margin-bottom: 0; }

.paths { display: grid; grid-template-columns: repeat(4, 1fr); gap: 12px; }

.path {
  display: block;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 14px;
  text-decoration: none;
  color: var(--navy);
  min-height: 100%;
}

.path:hover { border-color: var(--blue); color: var(--blue-deep); }

.path strong { display: block; margin-bottom: 4px; font-family: var(--serif); font-size: 1.08rem; }

.desk-form {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 18px;
  box-shadow: var(--shadow);
}

.field { display: flex; flex-direction: column; gap: 6px; }

.field-wide { grid-column: 1 / -1; }

label { font-weight: 700; color: var(--navy); font-size: 0.95rem; }

input, select, textarea {
  font: inherit;
  color: var(--ink);
  background: var(--white);
  border: 1px solid #b7cbe0;
  border-radius: 8px;
  padding: 10px 12px;
  width: 100%;
}

textarea { min-height: 140px; resize: vertical; }

input:focus, select:focus, textarea:focus {
  outline: 3px solid rgba(29, 111, 191, 0.28);
  border-color: var(--blue);
}

[aria-invalid="true"] { border-color: var(--clay); }

.check {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  font-weight: 500;
}

.check input { width: auto; margin-top: 5px; }

.form-note, .form-ok {
  border-radius: 10px;
  padding: 12px 14px;
  margin: 0;
}

.form-note { background: #fdecea; color: var(--clay); }

.form-ok { background: var(--sky); color: var(--navy); }

.btn, .text-btn {
  font: inherit;
  cursor: pointer;
  border-radius: 999px;
  padding: 11px 18px;
}

.btn {
  border: 0;
  background: var(--blue);
  color: #ffffff;
  font-weight: 700;
}

.btn:hover { background: var(--blue-deep); }

.btn-line {
  background: transparent;
  color: var(--navy);
  border: 1px solid var(--line);
}

.actions { display: flex; flex-wrap: wrap; gap: 10px; align-items: center; }

.site-foot {
  background: var(--navy);
  color: #d5e4f1;
  margin-top: 20px;
  padding: 36px 0 22px;
}

.foot-grid {
  display: grid;
  grid-template-columns: 1.3fr 1fr 1fr 1.1fr;
  gap: 22px;
}

.site-foot h2 { color: #ffffff; font-size: 1.15rem; }

.site-foot a { color: #ffffff; text-decoration: none; }

.site-foot a:hover { text-decoration: underline; }

.site-foot ul { list-style: none; padding: 0; margin: 0; }

.site-foot li + li { margin-top: 6px; }

.fine {
  border-top: 1px solid rgba(255, 255, 255, 0.16);
  margin-top: 22px;
  padding-top: 14px;
  display: flex;
  justify-content: space-between;
  gap: 12px;
  flex-wrap: wrap;
  font-size: 0.92rem;
}

.text-btn {
  background: transparent;
  color: #ffffff;
  border: 1px solid rgba(255, 255, 255, 0.35);
}

.cookie:not([hidden]) {
  position: fixed;
  left: 16px;
  right: 16px;
  bottom: 16px;
  z-index: 30;
  background: var(--white);
  color: var(--ink);
  border: 1px solid var(--line);
  border-left: 4px solid var(--blue);
  border-radius: 14px;
  box-shadow: 0 16px 40px rgba(12, 44, 78, 0.16);
  padding: 16px 18px;
}

.cookie h2 { font-size: 1.2rem; }

.cookie-inner {
  display: flex;
  gap: 18px;
  align-items: center;
  justify-content: space-between;
}

.cookie-actions { display: flex; gap: 8px; flex-wrap: wrap; }

@media (max-width: 980px) {
  .toggle { display: inline-flex; align-items: center; justify-content: center; }

  .nav {
    display: none;
    position: absolute;
    left: 0;
    right: 0;
    top: 100%;
    background: var(--white);
    border-bottom: 1px solid var(--line);
    padding: 8px 16px 16px;
    box-shadow: var(--shadow);
  }

  .nav.is-open { display: block; }

  .nav ul { flex-direction: column; align-items: stretch; }

  .nav a { border-radius: 8px; }

  .hero-grid, .split, .foot-grid, .desk-form { grid-template-columns: 1fr; }
  .cards, .cards.four, .cards.two, .steps, .paths { grid-template-columns: 1fr 1fr; }

  .field-wide { grid-column: auto; }

  .cookie-inner { flex-direction: column; align-items: stretch; }
  .cookie:not([hidden]) { max-height: 42vh; overflow: auto; }
}

@media (max-width: 640px) {
  body { font-size: 16px; }
  .wrap { width: min(var(--wrap), calc(100% - 24px)); }
  .hero { padding-top: 24px; }
  .cards, .cards.four, .cards.two, .steps, .paths { grid-template-columns: 1fr; }
  .band { padding: 18px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .bars span { transition: none; }
}